What is the best vehicle finance deal?
This really depends on your vehicle needs. It's important to tell us as much detail about the contract, car, van, and terms you require and why you require it. The best vehicle finance deal is one that fully covers your requirements.
At this stage, our expert team want to find out the following to find the best finance option and vehicle:
- your choice(s) of vehicle,
- how/where you will use the vehicle
- your type of leasing agreement (Personal or Business Contract Hire, Finance Lease etc),
- how long you wish to run your lease for
- and what is your annual mileage?
We are regulated by the Financial Conduct Authority, which means we are obligated to advise you on a deal that takes into consideration every aspect of your requirements and your suitability for each deal.
How do you get approved for vehicle finance credit?
Once we have found the right vehicle that matches your requirements and the right leasing agreement to suit your affordability and budget, we will then put you forward for credit to one of our many funding partners. Funding partners include Lex Autolease, LeasePlan, and BNP Parabis.
We complete a finance application form which includes:
- employment history
- bank account to confirm your address
- your previous and current home addresses
- business addresses etc.
The underwriter checks the affordability of the finance as well as making sure that it is a real person making the request and not someone pretending to be you. We endeavour to get the quickest response to your credit application and usually, we can gain an answer whether good or bad within 24-48 hours.
Vehicle order confirmation
At this point in the process, once we have secured your credit, we're ready to process the order for your new car or van(s).
We will confirm with you:
- • The details of the vehicle you're ordering
- • The length of the lease agreement
- • The monthly rental amount along with the initial rental amount
- • The total mileage covered by the lease agreement, plus the rate for any excess mileage
- • Details of any additional items or services you have ordered
- • The end of lease procedure and the standard the vehicle will need to be returned in
How long before the new vehicle is delivered?
You've now signed your customer order form and we are ready to push the button to order the vehicle.
We will give you an estimated delivery date for your vehicle based on its availability and the length of time it may take to get any added extras completed.
Signing your vehicle finance documents
You will now receive your finance documentation from our funding partner. This will need to be signed and returned to confirm your finance on the vehicle.
If you're a regulated customer such as an individual, a sole trader, or a partnership of fewer than four partners, you have 14 days cooling-off period in which you can change your mind and cancel your agreement. We will never deliver your vehicle within this cooling-off period.
If you are an un-regulated customer because you are a limited company or a partnership with more than three partners, then there is no cooling-off period and your vehicle can be delivered as soon as you sign your finance documents.
Delivery of your new vehicle
Our dedicated operations team will always keep you updated throughout the process as to when your vehicle will be ready for delivery.
Once we have confirmed with our vehicle supplier, we will contact you to arrange a delivery date and time that suits you, as well as the location to which you want your vehicle to be delivered. We offer free UK delivery on the mainland!
Enjoy your vehicle
Your personal account manager will periodically contact you to make sure everything is going well and there are no problems that have arisen. We will always be on-hand to help you with existing vehicles or any future vehicles you may require.
As part of our package, you will receive access to our client portal where you'll be able to keep track of your current vehicle and previous quotes and manage your new vehicle through our portal.
View all our latest offers